Kathy's "Curls Of Wisdom"

You have to plan when you can and adapt when you have to!

All the heavy snow on the in the east is wreaking havoc for holiday travelers. There's no doubt it's frustrating, but it is what it is. When there's nothing you can do to control a situation, find things you can do to be more comfortable. It's easier said than done sometimes but in the end, the grief will all be for not.

Recession Proof Your Mood

If you're like me, you have worries about the economy, jobs, reduced hours at work and any number of other things. Since it's known that chronic stress increases your risk for illness, here's a few things to think about how to lower those anxiety levels.

Make a plan. Think about the one thing that is stressing you out the most and devise a plan to handle it. If it's credit card debt, talk to your creditors about lowering interest rates. If your mortgage is adjusting or you simply can't make ends meet because of a wage loss, definitely call your lender. Almost all lenders are doing modifications and you can work with them directly for free. I can answers questions for you on this if you have them. Just comment here on my blog.

Get help if you need it. A financial planner of credit consultant can often help you see solutions you may not realize are available to you.

Finally, focus on the positive. Be grateful for all you do have. A roof over your head, family and friends who love you and make you laugh, even just watching a movie you have in your collection of VHS tapes. All these things can help you see that even in these trying times, there is still so much more to be happy about!